Risk Management

What Makes Seeking Counsel So Difficult?

Aug 24, 20244 min read

What Makes Seeking Counsel So Difficult?

In my book, I outline three core investment principles that can help individuals make better financial decisions: have a plan , be...

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Timothy Clifford

Feb 16, 20244 min read

Balancing Act: Managing Financial Risks

Finding Balance Through Fewer Rules AI developers have recognized that rule-based decision-making can quickly become outdated. Instead,...

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Navigating Risk Management: A comprehensive look at different types of financial risks and how to reduce them effectively in your financial plan.

Timothy Clifford

Feb 7, 20246 min read

Navigating Risk Management: A comprehensive look at different types of financial risks and how to reduce them effectively in your financial plan.

Your ultimate guide to financial risk management: Discover strategies to identify and reduce potential risks in your financial journey.

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Diversification Strategies for Wealth Grow

Timothy Clifford

Dec 26, 20237 min read

Diversification Strategies for Wealth Grow

Diversification Strategies for Wealth Growth: Delving into the concept of diversification and its role in spreading risk & enhancing...

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The Chessboard of Finance: Mastering Emotional and Strategic Moves for Long-Term Success

Timothy Clifford

Oct 11, 20232 min read

The Chessboard of Finance: Mastering Emotional and Strategic Moves for Long-Term Success

Introduction Financial success and chess mastery share more similarities than one might initially believe. Both engage participants in a...

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Past Meets Present: Charting Financial Success Through Timeless Principles

Timothy Clifford

Sep 11, 20232 min read

Past Meets Present: Charting Financial Success Through Timeless Principles

In October 1974, Time Magazine's cover boldly proclaimed, "Trying to Fight Back: Inflation, Recession, Oil." This sentiment could very...

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The Real Drivers of Wealth: A Financial Advisor's Reflections

Timothy Clifford

Aug 24, 20233 min read

The Real Drivers of Wealth: A Financial Advisor's Reflections

How pivotal is the role of Financial Advisors in assisting clients to accumulate wealth? Although I once strongly believed in our...

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Harnessing Accountability: The Emotional, Practical, and Mathematical Path to Financial Prosperity

Timothy Clifford

Aug 23, 20233 min read

Harnessing Accountability: The Emotional, Practical, and Mathematical Path to Financial Prosperity

Accountability stands as a crucial determinant of financial success. It comes from numerous sources, ranging from spouses and credit...

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Navigating Your Financial Journey: A Strategic Guide to Reports, Investments, and Risk Assessment

Timothy Clifford

Aug 6, 20233 min read

Navigating Your Financial Journey: A Strategic Guide to Reports, Investments, and Risk Assessment

Let's examine the three key components of a financial plan and understand why they are important. Each component functions independently,...

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Why a Diversified Portfolio of Multinational Companies May Be Preferable to Gold

Timothy Clifford

Aug 5, 20232 min read

Why a Diversified Portfolio of Multinational Companies May Be Preferable to Gold

A diversified portfolio of multinational companies like Coca-Cola, Procter & Gamble, Nestle, Exxon, Microsoft, Apple, and many more...

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Financial Safety in the Digital Age: Avoiding Identity Theft

Timothy Clifford

Aug 4, 20232 min read

Financial Safety in the Digital Age: Avoiding Identity Theft

If you are somewhat comfortable using an online service, there are three strategies you can implement to significantly reduce the chances...

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President or Jobless at 55: A Career Mantra that Defined My Journey

Timothy Clifford

Aug 1, 20232 min read

President or Jobless at 55: A Career Mantra that Defined My Journey

Thirty-five years ago, my career journey began as a runner at the Chicago Mercantile Exchange. Today, I find myself in a picturesque...

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Tackling Employee Finance Issues: A Strategic Benefit That Truly Matters

Timothy Clifford

Jul 14, 20232 min read

Tackling Employee Finance Issues: A Strategic Benefit That Truly Matters

Tackling Employee Finance Issues: A Strategic Benefit That Truly Matters Retaining and identifying talented professionals is a...

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Three Investment Risks, And How to Mitigate Them

Timothy Clifford

Jul 7, 20233 min read

Three Investment Risks, And How to Mitigate Them

Given all the current global challenges such as inflation, political unrest, and mounting debts, it can be overwhelming to determine...

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The Biggest Financial Mistake The Mass Affluent Make

Timothy Clifford

Jul 1, 20233 min read

The Biggest Financial Mistake The Mass Affluent Make

Mass affluent investors - individuals with $100,000 to $1,000,000 of liquid financial assets plus an annual household income over $75,000...

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Six Reasons a Financial Roadmap is Important to a Marriage

Timothy Clifford

Jun 21, 20233 min read

Six Reasons a Financial Roadmap is Important to a Marriage

When managing finances as a married couple, it seems common for one person in the relationship to know all about the finances and manage...

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Timothy Clifford

Dec 26, 20224 min read

2022 in Review and a Look at 2023

Happy New Year! And welcome to 2023. I will be a little longer than usual in this year's update and touch on three points. The first is...

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